Terms of Use

Last updated: 23 August 2026

1. Acceptance of Terms

Upon accessing or using the Smart ERP Return programme website and services, you consent to comply with these Terms of Use. Should you disagree, you must refrain from using the services.

2. Disclaimers

The services are provided "as is" and "as available" without warranties of any kind. Trading involves substantial risk of loss. See our Risk Disclosure for details.

3. Changes

We may modify these Terms periodically. Your ongoing use of the services following any modifications indicates your acceptance of the updated Terms.

4. Account Registration

You consent to furnish accurate, current and complete details upon registration and to maintain such details in current form. You bear responsibility for protecting your login credentials and for any actions performed through your account.

5. Intellectual Property

All content, trademarks, software and materials on the site are the property of Smart ERP Return programme or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, revocable licence to use the services for their intended purpose.

6. Third-Party Services

The platform may contain connections to or incorporate third-party services. We disclaim responsibility for third-party services, including their functionality, reliability or information.

7. Services

Smart ERP Return programme provides technology tools and educational information related to online investing. We are not your financial adviser. Nothing on this site constitutes personalised investment advice, tax advice or a solicitation to buy or sell any financial instrument.

8. Limitation of Liability

To the maximum extent permitted by law, Smart ERP Return programme shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, arising out of your use of the services.

9. Fees

Applicable fees, spreads and commissions are disclosed within the platform or in the applicable fee schedule. You are responsible for any taxes arising from your activities.

10. Indemnity

You agree to defend and shield Smart ERP Return programme, its partner entities and staff against any claim or demand resulting from your violation of these Terms or your improper use of the services.

11. Suspension & Termination

We reserve the right to restrict or end your access to the services without advance notification, at our discretion, should we determine you have breached these Terms or relevant legislation.

12. Governing Law

These Terms are governed by the laws applicable at the seat of Smart ERP Return programme, without regard to conflict-of-law principles.

13. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and legally capable of entering into a binding contract. Services are not offered to residents of restricted jurisdictions where such offering would be unlawful.

14. Prohibited Conduct

• Employing the services for illicit activities including money laundering, terrorist financing, market manipulation or any unlawful purpose.
• Impersonating another person or providing false identity information.
• Making efforts to disrupt, undermine or disassemble any component of the platform.
• Using automated tools to access the services other than as expressly permitted.

15. Contact

Questions about these Terms may be sent through our contact page.

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